What is Credential Stuffing?
Credential stuffing is an automated attack that replays username and password pairs leaked from other breaches against your login endpoint, counting on people reusing passwords.
How it works
Bots cycle through millions of stolen pairs at low speed per IP to stay under rate limits. Each success is an account the attacker now controls.
Why it matters for insurance
Replayed logins crack user accounts, drain stored value, and trigger fraud disputes that land on your support queue. For your rating engine, that means your loss ratios stay protected and policyholders get a fair experience.
How RiskRampart detects it
RiskRampart scores every request against behavioral, network, and device signals, so automated patterns surface even when they imitate real policyholders. Suspicious sessions get challenged or blocked before they reach your rating engine.